- General Liability Insurance is the starting point for any business’s commercial insurance plan. General liability protects you and your business against third-party claims such as customer injuries, customer property damage, and lawsuits relating to both of these. With this coverage, you will be protected from immediate medical expenses, as well as legal costs if an incident leads to a lawsuit.
|✓ Personal injury||Your property|
|✓ Damage to third party property||Vehicles and boats|
|✓ Alleged or actual negligence||Personal identifiable information|
|✓ Advertising injury||Professional services|
|✓ Electronic data liability||Employee injury / workers’ compensation|
|✓ Medical expenses||Intent to injure|
|✓ Defense costs||Coverage outside policy period|
|✓ Actions of your full-time employees and temporary staff||Known claims prior to start of policy|
|✓ Supplemental payments|
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