Best Garage Keeper Insurance in Connecticut

Garage insurance doesn’t just cover property damages. It also protects your business from incidents of injuries, collisions, damage to equipment, and human errors that could otherwise land you in deep trouble. As you work with a Pawson agent, you will understand how crucial garage insurance is.

Here’s a quick brief on what Garage Insurance in Connecticut covers.

• Property damage incurred by any equipment owned by the garage business
• Any third-party injuries
• Products sold or manufactured by a garage business that has incurred damage to a customer’s auto-vehicle
• Incidents of employee dishonesty and discrimination at the premise

 

Basic Garage Liability Insurance

A basic garage liability insurance policy will cover any incidents of slips and falls at the premise. For example, if a customer slips due to an oil spill at the premise and sustains an injury, basic coverage will take care of the resulting medical care or fines.

Basic coverage can also protect your business from employee dishonesty. Most garage businesses seek insurance that also deals with instances of a shop employee vandalizing or stealing a customer’s car. In cases like this, your garage liability insurance will protect you from hefty lawsuits.

 

Additional Coverage

As mentioned above, a thorough garage liability insurance policy also covers the products created or manufactured by the shop. If a customer’s vehicle ends up being damaged due to faulty parts, the additional coverage will save you from expensive payouts.

If your employees are driving company vehicles off the premises, you need additional coverage in case of an accident or minor vehicle damage. Additional coverage will also protect you in case a customer’s vehicle is caught in a fire incident or theft or damaged due to extreme weather. Basic coverage doesn’t always cover incidents of vandalism or collision, which is why you need to seek additional coverage.